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Is comprehensive car insurance actually worth it for an older vehicle?

Publié : 12 août 2026, 14:08
par erinkonoge
Hi everyone! I’m currently reviewing my annual car insurance policy and trying to decide whether to downgrade my coverage to third party fire and theft. My car is a 2012 model, so its market value isn't super high anymore, but I still rely on it daily for commuting. While reading up on policy comparisons on https://kobainsuranceau.com/ yesterday, it got me thinking about whether the extra cost of full comprehensive is justified once a car crosses the 10-year mark. What do you guys usually do with older vehicles? Do you keep full cover just for peace of mind?